Real Estate · Foreclosure Defense
Real Estate Attorneys with South Florida Experience
Banks are more willing than ever to work with homeowners. We know how to make that conversation happen — and how to protect you when it doesn't.
Most clients are surprised to learn how much bankruptcy and foreclosure law can do to protect their home. Filing bankruptcy stops the foreclosure process immediately and gives you the chance to pay back arrears — past-due property taxes, association arrearages, equity loans, second mortgages, and lines of credit — through a single court-supervised plan that typically runs five years.
Stop Foreclosure. Save Your Home.
Patrick Cordero personally understands that no one wins when a home is foreclosed — not the bank, not the real-estate market, and certainly not you. Banks today have every incentive to keep you in your home: restructuring your loan through a mortgage modification is far more profitable for them than dealing with a foreclosed property in a difficult market.
Our clients have also been relieved to discover that filing Chapter 13 lets them save their home and eliminate most or all of their credit-card debt — one monthly payment to the court, one plan, one clear path forward.
How We Help You Keep Your Home
We take a hands-on approach for every client. Sit down with one of our attorneys for a free initial consultation — we will evaluate your situation, explain every option available to you, and tell you honestly what we think your best path is. You walk out with a plan.
Possible paths include negotiating with your bank for a modification or extended payment plan, filing Chapter 13 to fold past-due payments into the plan, exploring a short sale if the home no longer fits your budget, or fighting the foreclosure in court if the lender didn't follow Florida procedure.
Avoiding Foreclosure — Why Acting Fast Matters
If you have been served with notice of foreclosure, swift action is critical. Don't choose to walk away from the equity, payments, and personal investment you have already put into your home without exploring every option. The earlier you talk to a lawyer, the more options you have — and the more leverage you have with your lender.
Free Evaluation — Schedule Your Consultation
We have built a 25-year reputation helping thousands of South Florida clients of every income level and background. Bring your situation to us — there is no charge for the first consultation. We also assist Spanish-speaking clients.
Related Practice Areas
Foreclosure Defense
Effective defense against foreclosure — including modifications, short sales, and bankruptcy-based protection.
Foreclosure & Mortgage Modifications
Renegotiate your mortgage terms, reduce monthly payments, or roll arrears into a Chapter 13 plan.
Short Sales
When the mortgage is underwater, a short sale can settle the debt and let you move on.
Chapter 13 Bankruptcy
Stop foreclosure immediately and reorganize debt into a court-supervised 3-5 year payment plan.