Bankruptcy · Chapter 7
Chapter 7 Bankruptcy Attorneys
Eliminate most unsecured debt in a matter of months — and protect the assets that matter most.
Chapter 7 is the most direct path to eliminating debt. The debtor's non-exempt assets are sold and the proceeds distributed to creditors in exchange for discharging the remaining debt. In practice, the Law Offices of Patrick L. Cordero help ensure that key assets — your home, retirement savings, vehicles, and more — are protected from the sell-off under federal exemptions. You preserve a future while building a new financial beginning.
How We Work With You
Our attorneys take a hands-on approach. From your free initial consultation through filing Chapter 7, you work directly with our office. Patrick Cordero or one of his staff meets personally with every client, listens to your situation, and explains every step.
For many clients, Chapter 7 is a natural fit: it eliminates or reduces debt, stops collections and lawsuits, and protects your home, future, and family. We will tell you honestly whether Chapter 7 is right for your situation — or whether Chapter 13, debt settlement, or another path makes more sense.
We will also help you protect:
- Your home and investment property
- Your vehicles
- Retirement accounts — 401(k), IRAs, pensions
- Social Security benefits
- Workers' compensation benefits
- Wages
- Businesses (corporations)
Free Consultation with Our Bankruptcy Team
Schedule an appointment to understand your options before anything is filed. Flexible payment plans available. Call 305-267-3376 or schedule online. We also assist Spanish-speaking clients.
Related Practice Areas
Chapter 13 Bankruptcy
When you have income and want to keep your home, Chapter 13 reorganizes debt into a single court-supervised plan.
Save Your House and Cars
Federal exemptions, homestead protection, and Florida-specific rules that protect more than you might think.
Stop Debt Collections
Filing imposes an automatic stay that halts collection calls, lawsuits, and wage garnishment immediately.