Bankruptcy · Asset Protection
How to Save Your Car and House When Filing Bankruptcy
Most clients walk in expecting to lose everything. They walk out surprised at how much they actually get to keep.
- years serving Miami families
- 35+ years serving Miami families
- initial consultation — free & no-risk
- $0 initial consultation — free & no-risk
- we handle both chapters
- 7 & 13 we handle both chapters
The Truth First
Most people are pleasantly surprised to discover they may lose very little — or nothing at all.
Many clients come to The Law Offices of Patrick L. Cordero resigned to losing everything — savings, property, home, and cars — when they file for bankruptcy protection. Bankruptcy law has powerful provisions that let people struggling under serious debt restructure or discharge that debt without forcing families to go homeless or lose the tools they need to rebuild.
Fact vs. Fiction
Dispelling the Bankruptcy Myths
It is still possible to file for bankruptcy.
Most of our potential clients can still qualify for bankruptcy.
You do not necessarily have to give up your car when you file.
You may preserve key assets and properties while discharging debt.
Filing for bankruptcy may actually make it easier to receive new credit.
Patrick Cordero or one of his attorneys will personally explain what you need to do to rebuild credit after filing.
You may not lose any property at all after filing for bankruptcy.
The Decision
Two Paths From Here
If you do nothing
- Foreclosure on your home
- Repossession of your vehicle
- Lawsuits and wage garnishment
- Endless collection calls
If you talk with us
- Save your home
- Keep your car
- Settle your lawsuit
- Stop collection calls immediately
Chapter 7 or Chapter 13 may not be the best option for everyone — being fully informed is what lets you make the right decision. You have choices. You have options. You have rights.
Timing Matters
The Longer You Wait, the More Rights You May Lose
One of Patrick Cordero's main concerns when meeting a new client is that they should have filed for bankruptcy long before. The more time passes, the more rights you may waive in protecting your home, vehicles, and property.
Patrick and his staff take every necessary step to ensure that lost time doesn't become a permanent disadvantage. By the end of the day, you'll feel confident that someone is taking care of you.
When overwhelming debt presses in — constant collection calls, final notices, foreclosure letters — the situation can feel hopeless. It isn’t. Now is the time to talk with a professional bankruptcy lawyer.
Your Assets
We Help You Protect
- Your home and investment property
- Your vehicles
- Retirement accounts — 401(k), IRAs, pensions
- Social Security benefits
- Workers' compensation benefits
- Your wages
- Businesses (corporations)
No Risk
No-Risk Consultation. Flexible Payment.
Take advantage of our free initial consultation to discuss reasonable ways you can save your home and car. We're focused on providing hands-on, personal client service, and we can give you the knowledge and tools you need to make the best decision for yourself and your family.
Bankruptcy can be a difficult decision — even contacting an attorney can be hard — but we are here to help. We also assist Spanish-speaking clients.
Wondering whether you qualify for Chapter 7? Check in two minutes with our free calculator →
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
The Worst Thing You Can Do Is Nothing
Understand your rights, and contact us today. Free initial consultation. Flexible payment plans. We also assist Spanish-speaking clients.
Related Practice Areas
Chapter 7 Bankruptcy
Federal exemptions protect homes, vehicles, retirement accounts, and more from the Chapter 7 sell-off.
Chapter 13 Bankruptcy
Fold past-due mortgage and car payments into a single court-supervised payment plan.
Foreclosure Defense
When the threat is foreclosure specifically, we have several paths to keep you in your home.