Foreclosure Defense
Foreclosure Lawyers Offering Effective Defense
Losing your home is the single most frightening prospect for most families facing financial trouble. There are legal paths through this, and we know every one of them.
Throughout South Florida, people seek out The Law Offices of Patrick L. Cordero because of our experience handling foreclosure defense and mortgage-modification matters. We help you feel more financially secure so you don't have to worry about losing the roof over your head. Our team handles every variation of foreclosure defense, including the alternatives below.
Loan Restructuring
Foreclosure & Mortgage Modifications
Renegotiate your mortgage terms with the lender. Modifications can reduce monthly payments, defer arrears, or lock in a better interest rate.
Learn MoreUnderwater Mortgages
Short Sales
When you owe more than the home is worth, a short sale lets you sell to a qualified buyer for less than the balance and settle the debt with the bank.
Learn MoreStop Foreclosure
Chapter 13 Bankruptcy
Filing Chapter 13 stops foreclosure immediately and lets you pay back missed payments over a court-supervised plan of three to five years.
Learn MoreStrategic Default
Chapter 7 Bankruptcy
When the home cannot be saved, Chapter 7 discharges remaining debt and lets you walk away with most of your other assets protected.
Learn MoreProperty Law
Real Estate Matters
Our real-estate practice connects foreclosure defense to broader property issues: title, equity, transfers, and more.
Learn MoreTime Is Critical: Schedule a Free Consultation
If you have been threatened with foreclosure or already served with a notice, every day matters. Lenders are often willing to negotiate, but only if you act before the case advances. Come in for a free evaluation and learn your options.