bankruptcy
Do You Pay Child Support During a Bankruptcy in Florida?
Yes, child support continues during bankruptcy in Florida. Learn how Chapter 7 and Chapter 13 treat support and arrears.
Read Article The Largest Consumer
Bankruptcy Filing Firm in Miami-Dade, Broward & the State of Florida
Free Consultation · Hablamos Español · Same-Day Relief
64,792+
Cases Filed
4.9★
Google · 1,690 Reviews
36+
Years of Experience
10.0
Avvo "Superb" Rating
The Law Offices of Patrick L. Cordero, P.A. · Est. 1989
#1 Largest Consumer Bankruptcy Filing Firm in Florida The Largest Consumer Bankruptcy Law Firm in Miami-Dade 64,792+ Cases Filed Est. 1989 · 36+ Years of Experience Free Consultation Hablamos Español 4.9★ Google Rating
Recognized by the Nation's Leading Legal Authorities
Our Track Record
Numbers We’re Proud Of
Behind every one of these numbers is a family that got a fresh start. That is what 36 years of earning Florida’s trust looks like.
64,792+
Total Bankruptcy Cases Filed
More consumer bankruptcy filings than any other law firm in the State of Florida.
36+
Years of
Experience
Experience
38,704+
Chapter 7
Bankruptcy Filings
Bankruptcy Filings
6+
Experienced
Attorneys
Attorneys
26,088+
Chapter 13
Bankruptcy Filings
Bankruptcy Filings
The #1 Choice
Why More Floridians File With Patrick Cordero Than Anyone Else
Being #1 was never the goal. It’s the result. For over three decades, families across South Florida have trusted this firm with their homes, their cars, and their fresh starts. That trust, earned one case at a time, is what built the largest consumer bankruptcy law firm in Miami-Dade and in the entire State of Florida.
- More consumer bankruptcy filings than any other firm in Florida
- Same-day filing that stops creditor calls immediately
- Fully bilingual team serving you in English and Español
- Free consultation with flexible payment plans
- One dedicated team from your first call to your fresh start
- 36+ years of experience under one roof on Coral Way
#1
Consumer Bankruptcy Filing Firm in Florida
How We Can Help
Our Practice Areas
The largest consumer bankruptcy law firm in Miami-Dade and the State of Florida, guiding families through their most difficult legal and financial challenges for over 36 years.
01
Bankruptcy
Stop creditor calls immediately. Eliminate debt and get the fresh start you deserve under Chapter 7 or Chapter 13.
- Chapter 7: Debt Elimination
- Chapter 13: Payment Plan
- Save Your Home & Car
02
Real Estate
Facing foreclosure? We fight to keep you in your home and explore every available option.
- Foreclosure Defense
- Short Sales
- Loan Modification
03
Family Law
Protecting your family's future through every transition with compassionate, experienced representation.
- Divorce & Separation
- Child Custody & Support
- Alimony & Property Division
Full-Service Debt Relief
Every Solution Under One Roof
Whatever debt looks like for you, there is a legal path out of it, and we handle all of them.
01
Chapter 7 Bankruptcy
Wipe out credit cards, medical bills, and personal loans.
Learn More02
Chapter 13 Bankruptcy
Reorganize your debt into one affordable monthly payment.
Learn More03
The Means Test
Find out whether you qualify for Chapter 7 relief.
Learn More04
Means Test Calculator
Check your eligibility online, free, in minutes.
Learn More05
Keep Your House & Cars
Bankruptcy doesn’t have to mean losing what you own.
Learn More06
Debt Settlement
Negotiate your balances down without filing bankruptcy.
Learn More07
Stop Debt Collections
End harassment, garnishments, and collection lawsuits.
Learn More08
Loan Modification
Restructure your mortgage and stay in your home.
Learn More
Protect What Matters
Bankruptcy Doesn’t Mean
Losing Your Home
It’s the fear that keeps families from getting help: "Will I lose my house? My car?" In most cases, the answer is no. Florida’s exemption laws are among the strongest in the nation, and we know how to use every one of them.
Keep Your House & Cars
How It Works
Your Fresh Start in 3 Simple Steps
Getting out of debt feels overwhelming. Getting started isn’t. Most clients leave their first visit already knowing their plan.
01
Call for Your Free Consultation
Sit down with us, in English or Spanish, and walk through your full financial picture. No cost, no commitment, no judgment.
02
We Build Your Case
Our attorneys design the strategy that protects your home, cars, and paycheck: Chapter 7, Chapter 13, or an alternative that fits better.
03
File. Breathe Again.
The moment we file, the automatic stay stops creditor calls, garnishments, and collection lawsuits. Your fresh start begins the same day.
The Firm
Established Since 1989
About the Firm
36+ Years Fighting
for Miami Families
Patrick L. Cordero has dedicated his career to helping everyday people overcome crushing debt, fight foreclosure, and rebuild their lives. Since 1989, his firm has grown into the largest consumer bankruptcy law firm in Miami-Dade County and the State of Florida, with more consumer bankruptcy filings than any other firm in the state.
We are bilingual, serving Miami's English- and Spanish-speaking communities with equal dedication. Behind every case is a real family with real hopes, and we fight hard to protect them.
Free Consultation
No cost, no commitment review of your situation.
Hablamos Español
Fully bilingual staff serving all of South Florida.
Same-Day Automatic Stay
Filing immediately stops all creditor calls and collection actions.
#1 in Miami-Dade & Florida
The largest consumer bankruptcy law firm in Miami-Dade County and the State of Florida.
We Are Here to Help, Support
and Provide Strong Legal Representation
Get Your Free Consultation Why Choose Us
Why You Should Choose Patrick L. Cordero, Esq.
Free Consultation
Take advantage of our free initial consultation and flexible payment options to put experience and personal service on your side. Contact our office today by phone at (305) 267-3376 or online to schedule an appointment. We also assist Spanish-speaking clients.
Highly Skilled Attorneys
We have built a team of highly skilled attorneys and staff members who offer our clients dedicated care and solutions that distinguish us from other law firms. When it comes to our attorneys and employees, we don't compromise. At the Law Offices of Patrick Cordero we understand that communication, teamwork and professionalism are key to our client's success.
Customer Satisfaction
At the Law Offices of Patrick Cordero client satisfaction is our top priority. We pride ourselves on being a law firm that deeply cares for our communities and the people that live in them. Our lawyers and staff promote open communication and encourage you to come with questions. Whether a large national client, small business owner or individual, our firm handles each legal matter seriously.
Straightforward Options
We understand that our clients expect prompt, courteous and fairly priced service options, and not at the expense of quality. No matter what situations our clients face, we provide straightforward advice and cost-effective representation. Our philosophy is to give all of our clients an honest assessment of their options and set forth a game plan to success.
Where We Serve
Serving All of Miami-Dade, Broward & the State of Florida
From our headquarters on Coral Way, we represent clients in every corner of the state: in person, in English, and en Español.
Miami-Dade County
- Miami
- Hialeah
- Kendall
- Miami Beach
- Doral
- Coral Gables
- Homestead
- Westchester
Broward County
- Fort Lauderdale
- Hollywood
- Pembroke Pines
- Miramar
- Pompano Beach
- Coral Springs
- Plantation
- Davie
Across Florida
- West Palm Beach
- Naples
- Fort Myers
- Orlando
- Tampa
- Jacksonville
- Key West
- …and everywhere in between
One headquarters. 7333 Coral Way, Miami, FL 33155, serving every corner of Florida.
Common Questions
Bankruptcy Questions, Answered Straight
The questions every client asks in their first consultation, answered the same way we answer them across the desk.
How much does it cost to file for bankruptcy?
Your consultation is completely free, and we offer flexible payment plans designed for people who are, by definition, going through financial hardship. At your free consultation we’ll give you an exact, honest quote for your specific case. No surprises.
Will I lose my house or my car?
In most cases, no. Florida has some of the strongest exemption laws in the country, including the homestead exemption that protects your primary residence. Protecting your home and vehicles is the first thing we design your case around. Learn how we protect your property.
How fast do the creditor calls stop?
The moment your case is filed, a federal court order called the automatic stay takes effect immediately. Creditor calls, wage garnishments, collection lawsuits, and most foreclosure actions must stop that same day.
What’s the difference between Chapter 7 and Chapter 13?
Chapter 7 eliminates most unsecured debt (credit cards, medical bills, personal loans), usually within months. Chapter 13 reorganizes your debt into one affordable 3-to-5-year payment plan, which can also stop foreclosure and let you catch up on your mortgage. At your consultation we’ll tell you which one fits your situation.
Do I qualify for Chapter 7?
Qualification is determined by the means test, which compares your income to Florida’s median. Many people who assume they earn too much actually qualify. Try our free online Means Test Calculator and find out in minutes.
Will bankruptcy ruin my credit forever?
No. For most of our clients, credit was already suffering under missed payments and maxed cards. Bankruptcy clears the slate, and many clients begin rebuilding credit within 12 to 24 months of their discharge, this time without the debt.
From Our Blog
The Latest on Debt Relief & Your Rights
News, guides, and straight answers from our attorneys, published in English and Spanish.
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Bankruptcy Options for Small Business Owners in Miami
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Ready to Get Started?
Your Fresh Start
Begins with One Call
Schedule a free, no-obligation consultation with the largest consumer bankruptcy filing firm in Florida. We will review your situation and explain every option, in English or Spanish.
7333 Coral Way, Miami, FL 33155 · Free Consultation · Hablamos Español