Foreclosure · Mortgage Modifications
We Can Help With Mortgage Modifications and Foreclosures
Filing bankruptcy stops the foreclosure process — and gives you the chance to pay back arrears under a single court-supervised plan. We know how to make banks negotiate.
Our clients are often surprised to find out how much more helpful bankruptcy laws are than they first realized. One of the few real advantages in filing is that it can stop the foreclosure process — and give the debtor a chance to pay back arrears little by little. A Chapter 13 plan typically lasts five years and folds in any unpaid property taxes, association arrearages, equity loans, second mortgages, and lines of credit.
The Double Benefit of Filing Chapter 13
Our clients are relieved to learn that filing Chapter 13 lets them save their home and eliminate most or all of their credit-card debt. There is a double benefit — save your home and pay off your credit cards in one move. After filing, you have a single monthly payment to the court instead of dozens of creditors calling you.
Patrick Cordero personally understands that no one wins when your home is foreclosed on — not the bank, not the real-estate market, and certainly not you. In today's tough economic environment, the goal is to keep you in your home. There are options to avoid foreclosure, reduce monthly payments, defer debt, or lock in a better interest rate — we know which ones apply to your situation.
Let Us Help You Keep Your Home
We offer a hands-on approach that keeps clients informed and involved at every step. Take advantage of our free initial consultation to sit down with an attorney, have your situation evaluated, and find out how we can put 25 years of bankruptcy and foreclosure-defense experience to work for you. We also assist Spanish-speaking clients.
Avoiding Foreclosure — Why Speed Matters
Our bankruptcy attorneys have built a 25-year reputation helping thousands of South Florida clients of all incomes and walks of life. If you have been served with notice of foreclosure, swift action is critical — every day matters. Banks today are more willing than ever to work with you, but only if you act before the foreclosure case advances.
Don't choose to give up the monetary and personal investment you have put into your home without exploring every option. Today's housing market makes it more beneficial and profitable for banks to restructure your loan through a mortgage modification than to take on a foreclosed property in a difficult market — and we know exactly how to negotiate those terms.
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We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
Schedule a Free Consultation
Call us today at 305-267-3376 or contact us online to schedule your appointment. We will sit down with you, evaluate your situation, and tell you honestly what your best path is.
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